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Finance That Health

Get Care Now, Pay Later

Healthcare Financing Made Easy

Get financing for cosmetic surgery, dental work, vision care, medical devices, veterinary needs, and more.
Whatever your health goals, we make them affordable.

Apply for Financing
500+ 5 Stars Reviews

Why Choose Finance That Health?

Credit Friendly

We welcome all credit types.

Quick Apply

Get approved in minutes.

Easy Payments

Small monthly installments.

No Hidden Fees

Clear terms every time.

Trusted Providers

Work with top clinics and doctors.

Fast Access

Same-day approval for care.

Quick. Easy. Accessible.
Apply for Financing
What We Finance

Get the care you need today & pay over time.

We help you take home the products you need today - and pay over time.

Cosmetic Surgery

Face and body procedures.

Cosmetics

Medical-grade skincare & products.

Dental Care

Implants, braces, crowns.

Medical Devices

CPAP, braces, mobility aids.

Medical Surgery

Hospital and specialist fees.

Medical Treatment

Therapy, diagnostics, rehab.

Optometry

Eye exams and prescriptions.

Veterinary

Pet surgery & ongoing care.

Vision

LASIK, glasses, contacts.

HOW IT WORKS

Fast, Simple & Hassle-Free

Apply for Financing

Apply for Financing

Fill out a quick online form. It only takes minutes and all credit types are welcome.

Get Approved

Get Approved

Most applications are approved instantly. Review your plan and monthly payments before moving forward.

Choose Service

Choose Your Service

Pick the treatment you need — from dental and cosmetic surgery to vision care and medical devices.

Begin Your Care

Begin Your Care

Once approved, book your treatment or service and pay over time with affordable installments.

Customer Testimonials

Real People.
Real Results.

P

I needed dental implants but couldn’t cover the cost upfront. Finance That Health got me approved the same day. Truly a lifesaver.

A

I was worried my credit would hold me back, but I got approved right away. I booked my eye surgery without delay.

J

My riding lawn tractor was getting too expensive to keep fixing. With Finance That, I was able to finance a brand new one without putting down a huge chunk of cash. It made a big difference for my yard care business.

V

I never thought I’d be able to afford high-end kitchen appliances, but Finance That changed my mind. The application was easy, and the monthly payments work perfectly for my family’s budget. Thank you for making this possible!

G

Upgrading our shop’s power tools was a huge expense. Finance That worked directly with our dealer to set up a financing plan for everything we needed. The approval was fast and hassle-free.

C

My TV stopped working right before the playoffs. Finance That helped me get approved quickly for a new OLED TV. The interest rate was way better than my credit card and payments are automatic, so it’s stress-free.

N

I wanted a new e-bike for commuting but didn’t want to empty my savings. Finance That had the best financing options out there. The staff explained all the details and made me feel confident in my choice.

K

Big thanks to Finance That for helping me get a high-end refrigerator for my growing family. The process was smooth, and I loved that there were no surprise charges. Would use them again in a heartbeat.

S

Needed to buy several new tablets for my small business. I applied with Finance That and got approval within hours. It was so much easier than I expected, and the payments are really manageable.

S

Finance That made getting my new BBQ grill totally stress-free. From start to finish, the service was excellent and transparent. Now I can host summer cookouts without worrying about my wallet.

Credit Won't
Hold You Back

Bad Credit? No Credit? Still Welcome.

We believe everyone should have access to the healthcare they need.

  • Approvals for all credit situations
  • Extra review options for difficult cases
  • Chance to build or rebuild your credit
  • Flexible plans that fit your budget
Start Your Application Now
Credit Help
FAQ Section

Frequently Asked Questions.

No, you don’t need perfect credit. We work with all credit types—good, fair, or poor. Each application is reviewed individually, and our goal is to help as many Canadians as possible access affordable financing options that fit their situation.

Most applications receive a decision instantly after submission. In some cases, when additional verification is needed, it may take up to 24 hours for a manual review. Once approved, you’ll receive clear next steps right away.

Yes, the entire process is 100% online. You can complete our secure application form from any device in just a few minutes. Your information is encrypted for privacy and handled safely at every step.

You can finance a wide range of medical and health-related expenses—including dental work, vision care, cosmetic procedures, fertility treatments, medical devices, and more. Approval amounts can reach up to $15,000, depending on your credit profile and province.

Yes. You’re free to choose any licensed clinic, doctor, or healthcare provider you prefer. We simply handle the financing so you can focus on your treatment without worrying about upfront costs.